Personal Pension Radio

Maximum retirement income is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

In light of the continued market turbulence, we asked several strategists on our platform to share perspectives on the market environment and how it affects their outlook and portfolio positioning.

AssetMark is a leading independent provider of innovative investment and consulting solutions serving financial advisors. We provide investment, relationship and practice management solutions that advisors use to help clients achieve their investment objectives and life goals.

Our relentless service ethic and robust client relationship support set us apart. Our offering is flexible to suit each advisor's vision for working with clients and growing their practice.

AssetMark, Inc. and its affiliate Aris Wealth Services have approximately $25 billion in combined assets on their respective platforms and a history of innovation spanning over 20 years.

AssetMark's investment choices prepare clients to guide clients through market ups and downs. Diversification is the key. You can provide it by using portfolio recommendations from our hand-picked strategists or pre-configured solutions aligned to client goals.

 

Direct download: PPR203820AssetMark.mp3
Category:Personal Finance -- posted at: 7:00am PDT

The investment advisory community has an inherent conflict of interest when it comes to retirement income planning.  Investment advisors are compensated based on the assets they manage.  This works well during the accumulation phase of the retirement journey.  The client needs the retirement assets to grow. The investment advisor benefits from a the growth of the retirement assets. 

Conflict occurs when the client needs to begin distributions from their retirement income assets.  Now the advisor is in a difficult spot.  The client desires maximum income which is not always possible from investment assets alone.  This means that account values may be depleted. This can lead to a loss of revenue for the advisor. 

Minimum retirement income is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

Direct download: PPR203720-20To20Tell20The20Truth.mp3
Category:Personal Finance -- posted at: 7:00am PDT

In this episode, Kraig covers several important topics including one that everyone should hear, especially senior citizens. 
Covered in this episode:

  • Fear tactics used to sell gold investments to retirees.
  • Charity scams targeting retirees
  • Almost good advice - Buy Hold Sell is an accumulation strategy but is not the answer to a secure retirement
  • Kraig shares his personal connection with one of his clients who recently passed away.  Its sad to lose a client but its rewarding to know that their legacy will be better as a result of good planning.
Direct download: Kraig_Case_Study.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Ed Fixen, founder of Business Quest Brokers, joins Kraig on the Personal Pension Radio show to discuss the importance of building your personal and business brand as if it were for sale.  Ed encourages listeners to start preparing for sale on day one.  Getting maximum value for your personal work or your business takes planning.

Whether you are a sole proprietor or running a larger corporate operation, you must build your business as if it will be sold someday.  Even employees can benefit from making themselves more salable.  Developing the talent and acquiring the knowledge necessary to be a key member of your organization can lead to higher pay and better positions.  As a business owner, talented employees, great systems, and resources can lead to a higher selling price in the future.

 

Maximum retirement income is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

Direct download: Ed20Fixen20-20Building20Value.mp3
Category:Personal Finance -- posted at: 7:00am PDT

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