Personal Pension Radio

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.

In this episode, Kraig reviews a recent tax law change that could help parents paying for a student in college.  He also responds to some recent hype in the financial blogosphere about the department of labor push for fiduciary standards and what that could mean for financial entertainers like Dave Ramsey and Suze Orman. Could the DOL silence Dave Ramsey?

Direct download: Kraig_Solo.mp3
Category:Personal Finance -- posted at: 7:00am PDT

PPR turns 50!  Yipee.  OK, that's enough celebrating.  Down to business.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

Matthew Wesley joins Kraig today to talk about family legacies and generational wealth.  Many people I talk to about passing on family wealth say "I'm not wealthy so that does not pertain to me". STOP thinking that way.  The wealthy don't have some secret corner on the legacy market.  The difference is that they talk about and have blended the legacy conversation into their family dynamic. 

 

Family wealth is more than just money.  The cumulative knowledge passed on through generations can give rise to tremendous wealth in future generations.  Don't ignore the importance of the legacy conversation at your dinner table. 

 

 

Direct download: Matt_Wesley.mp3
Category:Personal Finance -- posted at: 9:22am PDT

Every now and then, I can't help myself and I have to rant a little.  In this episode, I offer caution to readers of so called financial experts online.  The website I referenced this week is Betterment.com.  The site is filled with efficient and common sense accumulation advice; however, when it comes to income planning, they surprised me by delivering some of the lamest advice I have heard in a while.

 

I also share my strong feelings about a couple of recent conversations with clients who were taking financial advice from the wrong people.  My favorite was the advice received from the CPA who got his opinion from investment advisors.  You would never take tax advice from a plumber, ask a doctor for legal advice, or call an attorney for electrical problems.  But it makes sense to some people to get financial advice from a lawyer who got their advice from someone else. UHG. 

 

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

Direct download: PPR_49_-_Rantings_of_a_CFP.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Jeff Smith joins Kraig to share his experience with economics based financial planning.  For years, there has been two competing philosophies when it comes to financial planning.  Where should consumers place their trust?  I agree with Jeff.  Both approaches are wrong when considered separately. 

Optimizing Retirement income does not happen with a product. Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

Direct download: Jeff_Smith_-_Probability_vs_Safety.mp3
Category:Personal Finance -- posted at: 7:00am PDT

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