Personal Pension Radio

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  Kraig's mission is help you build & protect your wealth and lifestyle today and generationally.

Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities by themselves will not help you optimize your retirement income. You must have an integrated approach.

DISCLOSURE:  KRAIG IS THE INCOME ENGINEER BUT HE IS NOT AN ATTORNEY OR A CPA. PLEASE DO NOT CONSIDER THINGS ON THIS SHOW AS ADVICE. PLEASE TALK WITH A QUALIFIED CERTIFIED FINANCIAL PLANNER BEFORE MAKING ANY FINANCIAL DECISIONS.

Keywords

Financial Dependence, Financial Solvency, Financial Stability, Debt Freedom, Financial Security, Financial Independence, Financial Freedom, Financial Abundance, retirement, pension, income, protect, rescue, help, money, savings, Certified Financial Planner (Job Title), Income Tax, Money, Finance (Industry), wealth, tips, Personal Finance,  financial podcast, infinite banking, Self-Directed IRA, Retirement Planning Tips, Retirement Planning, Individual Retirement Account, Investing 101

Direct download: PPR_102__Four_Wealth_Objectives.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  Kraig's mission is help you build & protect your wealth and lifestyle today and generationally.

Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities by themselves will not help you optimize your retirement income. You must have an integrated approach.

DISCLOSURE:  KRAIG IS THE INCOME ENGINEER BUT HE IS NOT AN ATTORNEY OR A CPA. PLEASE DO NOT CONSIDER THINGS ON THIS SHOW AS ADVICE. PLEASE TALK WITH A QUALIFIED CERTIFIED FINANCIAL PLANNER BEFORE MAKING ANY FINANCIAL DECISIONS.

Keywords

Financial Dependence, Financial Solvency, Financial Stability, Debt Freedom, Financial Security, Financial Independence, Financial Freedom, Financial Abundance, retirement, pension, income, protect, rescue, help, money, savings, Certified Financial Planner (Job Title), Income Tax, Money, Finance (Industry), wealth, tips, Personal Finance,  financial podcast, infinite banking, Self-Directed IRA, Retirement Planning Tips, Retirement Planning, Individual Retirement Account, Investing 101

Direct download: PPR_101-_Get_off_The_Retirement_Log.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  Kraig's mission is help you build & protect your wealth and lifestyle today and generationally.

Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities by themselves will not help you optimize your retirement income. You must have an integrated approach.

DISCLOSURE:  KRAIG IS THE INCOME ENGINEER BUT HE IS NOT AN ATTORNEY OR A CPA. PLEASE DO NOT CONSIDER THINGS ON THIS SHOW AS ADVICE. PLEASE TALK WITH A QUALIFIED CERTIFIED FINANCIAL PLANNER BEFORE MAKING ANY FINANCIAL DECISIONS.

Keywords

Financial Dependence, Financial Solvency, Financial Stability, Debt Freedom, Financial Security, Financial Independence, Financial Freedom, Financial Abundance, retirement, pension, income, protect, rescue, help, money, savings, Certified Financial Planner (Job Title), Income Tax, Money, Finance (Industry), wealth, tips, Personal Finance,  financial podcast, infinite banking, Self-Directed IRA, Retirement Planning Tips, Retirement Planning, Individual Retirement Account, Investing 101

Direct download: PPR_100__Retirement_Education_Bias.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  Kraig's mission is help you build & protect your wealth and lifestyle today and generationally.

Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities by themselves will not help you optimize your retirement income. You must have an integrated approach.

DISCLOSURE:  KRAIG IS THE INCOME ENGINEER BUT HE IS NOT AN ATTORNEY OR A CPA. PLEASE DO NOT CONSIDER THINGS ON THIS SHOW AS ADVICE. PLEASE TALK WITH A QUALIFIED CERTIFIED FINANCIAL PLANNER BEFORE MAKING ANY FINANCIAL DECISIONS.

Keywords

Financial Dependence, Financial Solvency, Financial Stability, Debt Freedom, Financial Security, Financial Independence, Financial Freedom, Financial Abundance, retirement, pension, income, protect, rescue, help, money, savings, Certified Financial Planner (Job Title), Income Tax, Money, Finance (Industry), wealth, tips, Personal Finance,  financial podcast, infinite banking, Self-Directed IRA, Retirement Planning Tips, Retirement Planning, Individual Retirement Account, Investing 101

Direct download: PPR_99_Longest_5_Hour_Drive.mp3
Category:Personal Finance -- posted at: 7:12am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_98__Boost_Savings_by_Avoiding_Li.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_95__Turn_Your_Hobby_Into_a_Tax_D.mp3
Category:Personal Finance -- posted at: 8:56pm PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

 DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_94_-_Conquering_The_Retirement_M.mp3
Category:Personal Finance -- posted at: 7:39am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

 

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_93__Can_I_Retire_at_55.mp3
Category:Personal Finance -- posted at: 10:12am PDT

What's personal pension Radio - About?

  • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
  • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_92__Lambo_or_College.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_91-_Follow_The_Money_2.mp3
Category:Personal Finance -- posted at: 1:10pm PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_90__Investing_in_Cars_for_Retire.mp3
Category:Personal Finance -- posted at: 10:02am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_89__Retirement_Investing_with_Ca.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_88-_Retirement_Income_Path.mp3
Category:Personal Finance -- posted at: 8:05am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_87__Mixed_Messages.mp3
Category:Personal Finance -- posted at: 7:20am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_86__Retirement_Income_Challenge.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

 

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_85__Retirement_Solutions_That_Wo.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_84__Accumulation_vs_Distribution.mp3
Category:Personal Finance -- posted at: 7:27am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

 

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_83__CASH_vs_CREDIT.mp3
Category:Personal Finance -- posted at: 9:26am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_82__Retirement_Wake_Up_Call.mp3
Category:Personal Finance -- posted at: 7:50am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_81__Retirement_Sabotage.mp3
Category:Personal Finance -- posted at: 8:16am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 What's personal pension Radio - About?

  • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
  • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_80_Depression_Proof_Retirement.mp3
Category:Personal Finance -- posted at: 5:51am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_79_Secret_Sauce.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Lately, I have gotten more and more questions about Reverse mortgage.  Rather than re-record another episode, I decided to share a replay of episode 78 with Pete Tentler.  In this episode, I gave Pete his now famous title, The Financial Locksmith.  He unlocks the equity in your house so that you can enjoy the money without ever losing your house.  

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  Kraig's mission is help you build & protect your wealth and lifestyle today and generationally.

Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities by themselves will not help you optimize your retirement income. You must have an integrated approach.

DISCLOSURE:  KRAIG IS THE INCOME ENGINEER BUT HE IS NOT AN ATTORNEY OR A CPA. PLEASE DO NOT CONSIDER THINGS ON THIS SHOW AS ADVICE. PLEASE TALK WITH A QUALIFIED CERTIFIED FINANCIAL PLANNER BEFORE MAKING ANY FINANCIAL DECISIONS.

Keywords

Financial Dependence, Financial Solvency, Financial Stability, Debt Freedom, Financial Security, Financial Independence, Financial Freedom, Financial Abundance, retirement, pension, income, protect, rescue, help, money, savings, Certified Financial Planner (Job Title), Income Tax, Money, Finance (Industry), wealth, tips, Personal Finance,  financial podcast, infinite banking, Self-Directed IRA, Retirement Planning Tips, Retirement Planning, Individual Retirement Account, Investing 101

Direct download: PPR_78__Reverse_Mortgage_Replay_Edited.mp3
Category:Personal Finance -- posted at: 7:14am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

 

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_77_Retirement_Advice_for_Mom.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_76_Completing_The_Retirement_Jou.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 What's personal pension Radio - About?

  • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
  • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR

Direct download: PPR_75.output.mp3
Category:Personal Finance -- posted at: 6:58am PDT

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • This show is meant to give you hope for retirement.  Turn the light back on at the end of the tunnel!  Stop following conventional wisdom.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - I am a Certified Financial Planner Professional. DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: 74_PPR_74_-_Bad_Retirement_Advice_Fr.mp3
Category:Personal Finance -- posted at: 6:14am PDT

It seems impossible to me that a financial planner could suggest that some people "MAY" want guaranteed income in retirement.  The same author goes on to say that stable income "MAY" be good for retirees. I have never met a retiree or future retiree that told me they would like to have unpredictable non-guaranteed risky income in retirement. So how can a financial advisor make such ridiculous statements? My guess is that 38 years of marketing education from Wall Street has something to do with it.

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
Direct download: PPR_73_Who_Wouldnt_Want_Guaranteed.mp3
Category:Personal Finance -- posted at: 6:05am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
Direct download: PPR_72_Ken_Fisher_Loves_Annuities.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 What's personal pension Radio - About?

  • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
  • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

 

Direct download: PPR_71_-_Obvious_Retirement_Advice_A.mp3
Category:Personal Finance -- posted at: 8:32am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_70.output.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

 

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_69_-_401k_Fiduciary_Risk.mp3
Category:Personal Finance -- posted at: 7:00am PDT

 

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • This show is meant to give you hope for retirement.  Turn the light back on at the end of the tunnel!  Stop following conventional wisdom.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_68_Never_Too_Early.mp3
Category:Personal Finance -- posted at: 6:40am PDT

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • This show is meant to give you hope for retirement.  Turn the light back on at the end of the tunnel!  Stop following conventional wisdom.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_67_Money_Does_Not_Fix_The_Proble.mp3
Category:Personal Finance -- posted at: 6:59am PDT

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_66_Overlooking_A_Key_Part_of_Ret.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

What's personal pension Radio - About?

    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_65_Light_at_the_End.mp3
Category:Personal Finance -- posted at: 7:23am PDT

  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_64_Rules_of_Engagement.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally. 

      DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_63_Online_Calculators_Dangerous.mp3
Category:Personal Finance -- posted at: 7:00am PDT

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_62.output.mp3
Category:Personal Finance -- posted at: 7:00am PDT

What's personal pension Radio About?

○ Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.

  • Episode Hi-Lites:
    • Department of Labor Fiduciary Rules put on hold
    • Department of Labor to the rescue - study commissioned to figure out what people are thinking about retirement
    • What is a defined benefit pension plan?
    • Do Retirement Plans have tax advantages?
    • Should you roll over an old IRA to an annuity now?
    • Should you buy term insurance or whole life insurance?

DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR

Direct download: PPR_61.mp3
Category:Personal Finance -- posted at: 7:31am PDT

In this episode, Kraig answers listener questions and give a big tax tip. 

Questions answered:

  • Why haven't I ever heard of this retirement income stuff before?
  • How do I know when I can retire?
  • I'm 45 with a wife & 2 children and a mortgage. Should I buy Long Term Care insurance?
  • I took a class at church and they say I should pay cash for everything instead of using credit cards.  Is that a good ideas.

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 Kraig- What's personal pension Radio - About?

    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR

Start your retirement income planning search at www.personalpensionradio.com

Direct download: PPR_60__Tax_Tips__Listener_Question.mp3
Category:Personal Finance -- posted at: 7:00am PDT

The financial business has been rewarding, challenging, and frustrating.  Lately, frustration has been my word of the day.  It feels like a Kraig vs Goliath story.  The Wall Street marketing machine has done a masterful job of crafting a message that has become the mainstream belief.  People stand in line for the retirement advice they see on TV, magazines, and the internet without knowing where the line takes them. 

 

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.  In this episode, I discuss some of the most common products sold as the answer to retirement. 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
Direct download: PPR_59.output.mp3
Category:Personal Finance -- posted at: 9:43pm PDT

On the day after you retire, which will matter most to you, the size of your 401k account or the income that it can provide without running out?  Most people say its the income they worry about.  Then why is there so little education about retirement income draw rates?  Maybe its because the financial community does not have a financial incentive to teach people how to take their money out of their 401ik?  That's just my opinion, of course.  The bottom line is that your income draw rate in retirement is the most important thing to ask.  Without a good draw rate, how can you sustain your desired lifestyle?

Kraig- What's personal pension Radio - About?

    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_57-_Draw_Rate__Success_Stories.mp3
Category:Personal Finance -- posted at: 7:00am PDT

In this episode, I change my mind about Dave Ramsey and add my own "Steps to Retirement" list to the fray. 

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: 56_PPR_56__5_Steps_to_Retire.mp3
Category:Personal Finance -- posted at: 7:00am PDT

TEXT ADDED TO PPR 55 TO TEST THE FEED TO ITUNES & YOUTUBE

Among other things, Conventional Wisdom about retirement planning says that the answer to achieving your retirement dreams is to save more money, diversify your investments, and manage your lifestyle.  Saving more money is NOT the answer to more retirement income.  How you save is more important than how much you save.

Do you know what Sequence risk is?  Draw rate? The 4% Rule?  If your answer is no, then you are not on track for your maximum income in retirement.

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 Kraig- What's personal pension Radio - About?

    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: Kraig_4_rule_Conventional_Wisdom.mp3
Category:Personal Finance -- posted at: 7:02am PDT

In this episode, I interview Doctor Andrew Lawson.  Doctor Lawson is an emergency room MD and Executive Coach. Coach Drew shares some amazing and helpful insights into what prevents us from reaching achieving the success we are capable of.

Benefits of Working with an Executive Coach

Bottom-Line Results: Studies on coaching report an ROI of 5 to 7 times the initial investment.1 One reason this may be so high is that coaching can be customized to address individual needs, with week-to-week support and opportunities to integrate learning into real life work experiences. This is in contrast to training programs where the learning is forgotten in three months if it is not supported.

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.  Mutual funds, life insurance, real estate, or annuities?  None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey.  I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE:  I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST.  MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: Drew_Lawson.mp3
Category:Personal Finance -- posted at: 10:24am PDT

In this episode, I answer some great listener questions.  Conventional financial wisdom says EVERYONE SHOULD HAVE A BUDGET. That sounds good but making and keeping a budget is time consuming and is not for everyone.  So what if you are like me and you are not a budget person?  There is a way that you can keep close tabs on your money and cash flow.

Also in this episode, I tackle the topic of our kids sucking the life out of our retirement.  Sounds harsh but paying for a wedding can cut hundreds of thousands of dollars out of your retirement income stream.  My own daughter is 18 so my answer is probably influenced by my own looming "wedding talk".  I still think the best on this topic was to set  good example for your kids by being fiscally responsible with your own money first.  Teach them

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 

  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_53__Budgets__Weddings.mp3
Category:Personal Finance -- posted at: 7:00am PDT

In this episode, I address the question of paying off my house early and I cover one of my new years resolutions - getting my living trust updated.

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 Kraig- What's personal pension Radio - About?

    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.

DISCLOSURE:

Before we begin, we need to take care of a little housekeeping. Announcer clears her throat. Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

 

 

Direct download: Kraig_-_Trust_or_Not.output.mp3
Category:Personal Finance -- posted at: 6:36am PDT

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