Personal Pension Radio

In this episode, I answer some great listener questions.  Conventional financial wisdom says EVERYONE SHOULD HAVE A BUDGET. That sounds good but making and keeping a budget is time consuming and is not for everyone.  So what if you are like me and you are not a budget person?  There is a way that you can keep close tabs on your money and cash flow.

Also in this episode, I tackle the topic of our kids sucking the life out of our retirement.  Sounds harsh but paying for a wedding can cut hundreds of thousands of dollars out of your retirement income stream.  My own daughter is 18 so my answer is probably influenced by my own looming "wedding talk".  I still think the best on this topic was to set  good example for your kids by being fiscally responsible with your own money first.  Teach them

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.


  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.


Before we begin, we need to take care of a little housekeeping. Announcer clears her throat.

Information presented is for educational purposes only and is not intended for solicitation, sale or purchase of any security or financial product. Investments involves risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial adviser and your tax professional before implementing any strategy discussed here. The term personal pension refers to a marketing name designed to educate future retirees and retirees about the economic principles behind creating their own self made pension or pension like income, the term personal pension is not intended to be confused with a defined benefit pension plan offered by an employer or by a government entity.

Direct download: PPR_53__Budgets__Weddings.mp3
Category:Personal Finance -- posted at: 7:00am PDT