Personal Pension Radio

In this episode, Kraig answers listener questions and give a big tax tip. 

Questions answered:

  • Why haven't I ever heard of this retirement income stuff before?
  • How do I know when I can retire?
  • I'm 45 with a wife & 2 children and a mortgage. Should I buy Long Term Care insurance?
  • I took a class at church and they say I should pay cash for everything instead of using credit cards.  Is that a good ideas.

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

 Kraig- What's personal pension Radio - About?

    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR

Start your retirement income planning search at www.personalpensionradio.com

Direct download: PPR_60__Tax_Tips__Listener_Question.mp3
Category:Personal Finance -- posted at: 7:00am PDT

The financial business has been rewarding, challenging, and frustrating.  Lately, frustration has been my word of the day.  It feels like a Kraig vs Goliath story.  The Wall Street marketing machine has done a masterful job of crafting a message that has become the mainstream belief.  People stand in line for the retirement advice they see on TV, magazines, and the internet without knowing where the line takes them. 

 

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.  In this episode, I discuss some of the most common products sold as the answer to retirement. 

  • What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
Direct download: PPR_59.output.mp3
Category:Personal Finance -- posted at: 9:43pm PDT

On the day after you retire, which will matter most to you, the size of your 401k account or the income that it can provide without running out?  Most people say its the income they worry about.  Then why is there so little education about retirement income draw rates?  Maybe its because the financial community does not have a financial incentive to teach people how to take their money out of their 401ik?  That's just my opinion, of course.  The bottom line is that your income draw rate in retirement is the most important thing to ask.  Without a good draw rate, how can you sustain your desired lifestyle?

Kraig- What's personal pension Radio - About?

    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: PPR_57-_Draw_Rate__Success_Stories.mp3
Category:Personal Finance -- posted at: 7:00am PDT

In this episode, I change my mind about Dave Ramsey and add my own "Steps to Retirement" list to the fray. 

Maximum retirement income and a great lifestyle is not found in a single product.  Achieving your ideal retirement lifestyle takes planning and a strategy that involves the proper balance between your financial assets.  Our goal at Personal Pension Radio is to help you complete your financial journey and live the retirement you dream of.

  • Kraig- What's personal pension Radio - About?
    • Optimizing Retirement income does not happen with a product.       Mutual funds, life insurance, real estate, or annuities? None of these by themselves will help you optimize your retirement income. You must have an integrated approach.
    • Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Personal Pension Radio show is focused on helping you pack your bags for both halves of the retirement journey. I want to help you build & protect your wealth and lifestyle today and generationally.
       
  • DISCLOSURE: I'M NOT AN ATTORNEY or a CPA - DON'T ACT ON ADVICE THAT YOU HEAR FROM FINANCIAL ENTERTAINERS OR RADIO OR PODCAST. MEET WITH A QUALIFIED FINANCIAL ADVISOR
Direct download: 56_PPR_56__5_Steps_to_Retire.mp3
Category:Personal Finance -- posted at: 7:00am PDT

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