Personal Pension Radio

Robert Schiller - Nobel Prize winning Author of the book Irrational Exuberance and Yale Economics Professor comes out strongly against over reliance on the stock market in retirement planning.  Schiller suggests that a substantial portion of retirement assets be put in

  • Inflation indexed government bonds
  • Inflation indexed retirement annuities

Schiller urges retirees to take retirement income in this form rather than relying on the stock market. He goes on to say Retirement Plans Should be Put on Sounder Footings.

Marc & Kraig also discuss a recent article where CPA Ed Slott talks about the Deminse of the inherited Stretch IRA option.




Direct download: 17-Episode_16_Nobel_Advice_with_MarcEdited.mp3
Category:Personal Finance -- posted at: 7:00am PDT

In this episode, Kraig interviews Mindy Skaggs who shares her experience of living with the after effects of her husbands devastating disability.

Mindy & Bill Skaggs have been married for 32 years.  Up until a few years ago, everything was on track.  Their kids were all healthy and doing well and Mindy worked part time at the local school district.  Bill had a great career in the aerospace industry and life was good.  Mindy and the kids are still healthy but something no one could have imagined, especially Bill, happed one day and changed everything.

The family returned from a vacation cruise on a Sunday.  Bill left for work the next day as usual.  The next morning, while Bill was talking about the cruise with his friend at work, he suddenly stopped talking and fell to the floor. 

Bill had a massive stroke. To make things worse, he struck his head so badly, that doctors would not be able to give him vital stroke treatment medication once he reached the hospital.

Life changed for Skaggs family that day.  The day the unthinkable happened.
The best laid plans for a great retirement were completely derailed by Bill's stroke.  He would no longer be able to work or earn an income.  Mindy now carries the weight of their financial future on her shoulders alone.

Share this episode with your friends and family and take action to make sure that your family is protected.

Do it today!


Direct download: 16-16_PPR_16__Living_with_Disability_w.mp3
Category:Personal Finance -- posted at: 7:00am PDT

David johnson is a Chartered Life Underwriter and financial advisor with over 20 years of experience.  He graduated from Wheaton College and joined his father's financial practice in 1996.  David is an award winning professional and is passionate about helping people protect their families and plan for the best possible retirement.

David focusses on - Personal life insurance and retirement planning, along with business buy/sell and key person insurance planning

In this episode, David share the story about how his own father planned for and entered retirement.  His father understood long ago that the purpose of planning for retirement is not just to accumulate assets but to ultimately, as Forbes states, turn those into income.

Thankfully David's father had this in mind years ago.

In planning for retirement, David's father put together a portfolio that not only included some liquid assets, real estate, and retirement accounts, but also permanent life insurance that was equal in value to his retirement accounts.  David explains that his father was then able to leverage his life insurance to create significant lifetime income from his retirement assets.

Direct download: David_JohnsonNew.mp3
Category:Personal Finance -- posted at: 7:00am PDT

In this episode, Marc and Kraig re-visit the topic of maximizing retirement income.  They also discuss sequence risk which is one of the biggest risks to a secure retirement .

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable factors such as inflation and increased taxes, America is now in a retirement income crisis. Without the help of qualified advisors, the next generation of retirees will be met with a perfect storm of unstoppable, unwanted events that may prevent them from reaching their maximum retirement potential. The Personal Pension Radio show is focused on bringing together the experts needed to help business owners and professionals build & protect their wealth and lifestyle today and generationally.

Direct download: 14-Episode2014_20Marc202620KraigV2.mp3
Category:Personal Finance -- posted at: 8:36pm PDT